RWAs

Monument Bank’s plan to tokenize up to £250M of retail deposits on Midnight puts Cardano at the center of an institutional push toward privacy-first tokenized deposits. This explainer unpacks Midnight’s architecture, regulatory implications after recent SEC guidance, how tokenized deposits could scale RWAs, and what it means for ADA holders and compliance teams.

Tokenized gold and broader RWA tokenization have surged to record flows as investors seek both on‑chain yield and a safer asset base. This article explains what's driving the $6.1B expansion, how crypto‑native and traditional investors are positioning, and a due‑diligence framework to evaluate PAXG, XAUT and other tokenized commodities.

Recent upgrades to Ethereum’s data capacity, surging stablecoin revenue and RWA demand, and a shift toward WETH signal a more institutional-ready ecosystem. This article explains what changed, why it matters, and practical steps for DeFi product and treasury teams.