SWIFT

Analyst: XRP Could Rise Sharply; Ripple Aims for 14% of SWIFT Volume in 5 Years

Standard Chartered analyst Geoffrey Kendrick projects XRP could grow roughly 73% per year over the next three years. Ripple CEO Brad Garlinghouse says XRP could capture 14% of payment volume currently handled by SWIFT within five years.

Published at 2025-11-12 12:07:35
SWIFT Adopts ISO 20022 Standard, Opening the Door for XRP and Utility Coins – cover image
SWIFT Adopts ISO 20022 Standard, Opening the Door for XRP and Utility Coins

SWIFT has completed its migration to ISO 20022 in November 2025, retiring the legacy MT messaging format — a move that could reshape cross-border settlement and create new pathways for XRP and other utility coins. The upgrade promises richer payment data, better interoperability with tokenized assets, and faster liquidity flows between banks and crypto rails.

Published at 2025-11-12 10:43:46