Ripple’s CTO says XRP is positioned to act as a neutral settlement asset alongside Bitcoin, aiming to speed up cross-border payments and cut liquidity costs for banks and payment providers.
XRP dropped 16% to about $2.15 on Monday, leaving roughly a third of the supply held at a loss — the weakest holder profitability since early 2024.
Ripple warned on Nov. 16, 2025 that impersonation scams targeting XRP holders are increasing, with organized groups using major industry events to spread realistic fake content. Investors are urged to exercise caution as attacks grow more sophisticated.
Ripple, Coinbase, Wise and Sony Bank are pursuing bank charters to offer crypto services directly, joining Walmart and other fintechs after President Trump cleared the way for new financial firm types. The development could speed mainstream adoption and intensify competition in custody and payments.
XRP trades at $2.99 with a $179.79B market cap; analysts and AI forecasts suggest it could reach $5.05 by end of 2025. Longer-term models extend to $26.50 by 2030 and $526 by 2050.
XRP's market capitalization dropped $13 billion in 24 hours, sliding from $150.38B to $137.39B as the token fell 9% to $2.27. The sudden decline trimms significant value from one of crypto's largest altcoins.
Ripple CTO David Schwartz said on X that the XRP Ledger's clawback feature does not mean XRP has an issuer, aiming to clarify misconceptions about control and issuance.
Canary's new XRP ETF (XRPC) pulled in $245 million of inflows on day one while cash trading volume stayed under $60 million, driven by large in‑kind creations. The launch points to institutional demand routed through authorized participants rather than secondary‑market buying.
Markets remain soft on Friday as Ethereum falls about 4% this week and broad risk-off sentiment weighs on XRP, ADA and BNB; HYPE shows continued volatility. Traders should watch volume and nearby support levels for signs of a bounce or further downside.
XRP fell 7.3% after hopes for an ETF boost fizzled, with the token sliding alongside a broader Bitcoin-led selloff. Technicals put immediate support at $2.29–$2.30 while $2.36 must be reclaimed for bulls to regain control.