Analyst: XRP Could Rise Sharply; Ripple Aims for 14% of SWIFT Volume in 5 Years
Standard Chartered analyst Geoffrey Kendrick forecasts that XRP’s price could rise at about a 73% annual pace over the next three years, a projection that, if realized, would represent a marked re-rating of the asset. Separately, Ripple CEO Brad Garlinghouse told investors and partners that XRP could take roughly 14% of payment volume now settled via SWIFT within five years — a claim that frames XRP as a potential disruptor in cross-border payments.
Both perspectives underscore why market participants are watching XRP closely: rapid price appreciation and increased utility in payments would drive demand and liquidity. At the same time, these outcomes depend on adoption by corridors and banks, regulatory clarity, competition from stablecoins and CBDCs, and broader macro conditions. Investors should treat these projections as optimistic scenarios rather than guarantees and monitor adoption milestones and regulatory developments for confirmation.