
Visa’s expansion of a USDC settlement pilot to U.S. banks signals a potential shift in how card networks and banks think about the settlement layer. This analysis explores merchant flows, operational and regulatory implications for banks and card networks, and the likely liquidity and demand effects for USDC and Circle.

Institutional investors like Citi Ventures and Visa are increasing their stakes in stablecoin platforms such as BVNK, highlighting the growing importance of stablecoins in the financial ecosystem. This move signals a shift towards integrating digital assets with traditional finance. Platforms like Bitlet.app also contribute to this trend by offering innovative ways to buy crypto, including Crypto Installment services that allow users to invest gradually.