Binance announced on Jan. 21 it will list RLUSD for spot trading on Ethereum, offering zero-fee trading incentives and multichain access. XRP Ledger integration is planned next, extending on‑ledger use cases.
XRP slipped under $2 amid a broad market sell-off, even as spot ETF inflows and a surge in XRP Ledger activity signaled underlying demand. The move highlights weak investor sentiment despite positive on-chain and institutional indicators.
At Binance Blockchain Week, Ripple’s Reece Merrick announced a collaboration with Mastercard to modernize payment rails, emphasizing XRP and RLUSD on the XRP Ledger as key tools for improving value transfer.
Vet, an XRP Ledger dUNL validator, summarized CTO David Schwartz’s vision for bringing advanced smart contracts to the XRP Ledger in a recent tweet thread. The breakdown highlights design priorities and potential implications for XRP's developer ecosystem.

XRP on-chain activity metrics — including transaction volume, account-to-account payments and new wallets — jumped roughly 500% on the XRP Ledger. Traders are watching whether this surge in activity can translate into sustained price momentum.

Gary Gensler, SEC Chair, highlights risks cryptocurrencies pose to financial systems, focusing on altcoin trading and market manipulation. He discusses institutional adoption of XRP Ledger and Grayscale's Ether staking plans amid regulatory talks.

David Schwartz, Ripple's CTO since 2018, steps back to focus on personal projects and family as Dennis Jarosch takes over technical operations. Ripple continues to expand XRP Ledger's use cases beyond payments.