Former Ripple CTO David Schwartz said on X that he sold 40,000 ETH at $1.05 and briefly felt like an "investment genius." The post highlights the huge hindsight gap early crypto trades can create.
David Schwartz, Ripple's newly named CTO Emeritus and XRP Ledger co-creator, called Bitcoin 'a technological dead end' on Feb. 12, 2026.
Vet, an XRP Ledger dUNL validator, summarized CTO David Schwartz’s vision for bringing advanced smart contracts to the XRP Ledger in a recent tweet thread. The breakdown highlights design priorities and potential implications for XRP's developer ecosystem.

David Schwartz, Ripple's CTO since 2018, steps back to focus on personal projects and family as Dennis Jarosch takes over technical operations. Ripple continues to expand XRP Ledger's use cases beyond payments.