Ripple CTO David Schwartz stressed that XRP native to the XRP Ledger cannot be stolen in the way bridged or wrapped tokens can, drawing a clear security line between native and bridged assets. He highlighted the role of ledger rules and custody in preventing unauthorized transfers.
XRP has formed a bullish W pattern targeting $3.25 as XRPL introduces native Layer-1 smart contracts expected to boost scalability and on-chain functionality.
XRP is increasingly described as a form of commodity money designed to deliver high on‑ledger liquidity across the XRP Ledger (XRPL). Its native design — fast settlement, low fees and pathfinding — makes it useful as a bridge asset for instant value flows.

mXRP, a new liquid staking token for XRP holders, has been launched at XRPL Seoul 2025, allowing holders to earn up to 8% APY. Developed by Midas and Interop Labs on the XRP Ledger EVM, it is currently available in Europe and Asia and aims to turn idle XRP into productive yield-generating assets through integration with DeFi platforms.