BMW Automates Cross-Border FX Transfers Using JPMorgan’s Kinexys Blockchain

Published at 2025-12-09 14:16:24

BMW AG announced it has started using JPMorgan Chase & Co.’s Kinexys network to automate part of its foreign-exchange operations, routing cash reserve transfers between its European and U.S. accounts through the blockchain-based platform. The implementation covers a segment of BMW’s treasury flows rather than a full-scope migration, and the company framed the change as a step toward more efficient cross-border liquidity management.

The adoption matters because it shows large corporates are testing distributed-ledger tools for real-world treasury tasks, where faster settlement, clearer reconciliation and reduced manual intervention can cut costs and operational risk. JPMorgan’s Kinexys positions itself as an institutional rails solution, and BMW’s move could accelerate interest from other multinational treasuries exploring blockchain to streamline FX and payments between jurisdictions.

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