The US Senate released a draft crypto bill that assigns regulatory responsibilities, creates an ancillary asset classification, and sets minimum standards for exchanges. The proposal aims to reduce legal uncertainty and introduce clearer oversight for digital-asset markets.
On Jan. 1, attorney John Deaton said XRP holders helped halt U.S. government overreach after he filed a lawsuit against a major regulator. He called the filing a pivotal moment in the fight for crypto rights.
Coinbase’s Chief Policy Officer Faryar Shirzad warned U.S. lawmakers that proposals to cap or ban yields on U.S.-issued stablecoins could hand China a competitive advantage in crypto markets. He said restrictive rules risk pushing activity and liquidity offshore.
Presidential backing has cleared the last political hurdle for a major crypto bill, pushing the U.S. toward a clearer regulatory framework for digital assets. The move could accelerate institutional adoption and shape global standards.
Coinbase filed suit on Dec. 19, 2025 against Michigan, Illinois and Connecticut, alleging the states exceeded their authority by trying to regulate prediction markets. The case challenges whether states can impose novel rules on crypto-based prediction platforms.
The U.S. Senate confirmed Mike Selig as chair of the CFTC and Travis Hill as chair of the FDIC on Dec. 18, 2025, appointments seen as crypto-friendly leadership at two influential regulators. Markets and industry participants are watching for how the pair will shape enforcement, bank supervision, and stablecoin policy.
The Federal Reserve announced a reversal of its restrictive 2023 stance on digital assets, marking a softer approach to crypto policy. The move continues positive momentum in U.S. regulation and reduces some uncertainty for the industry.
Solana-based Jito Foundation will relocate its headquarters to the United States and restart U.S. operations in 2026, citing a more favorable regulatory and business environment. The move aims to strengthen compliance, partner access, and support for the JTO ecosystem.
The Financial Stability Oversight Council (FSOC) announced a 2025 policy shift dropping the ‘systemic risk’ designation for crypto and urging integration of banks into digital-asset markets under unified regulatory standards. The move signals federal support for clearer rules and greater institutional participation.
Progressive lawmakers and allied consumer and labor organizations say they will oppose the industry-backed crypto market legislation currently before the Senate, potentially blocking its passage. The move raises the stakes for negotiators seeking a compromise on digital-asset rules.