Crypto Banking
Xapo Bank has launched the BTC Credit Fund, a Bitcoin-denominated, low-risk investment vehicle backed by institutional-grade lending. The product targets investors seeking secured BTC exposure with credit-style returns.
At DC Fintech Week 2025, Ripple CEO Brad Garlinghouse urged that crypto firms receive the same regulatory access to Federal Reserve master accounts as traditional banks. He highlighted the obstacles posed by Wall Street bankers and emphasized the benefits of enhanced oversight and stability in crypto.
Erebor Bank receives a conditional federal charter approval from the OCC, marking the first new bank under Jonathan Gould's leadership. The bank aims to serve tech companies and crypto users, reflecting regulatory openness towards digital assets.