The U.S. Department of Labor has proposed a rule that would allow cryptocurrencies and certain private market assets to be offered inside 401(k) retirement plans, expanding investment choice while raising new compliance and risk-management questions.
The Labor Department on Monday proposed a rule, following an executive order from President Donald Trump, to expand access to digital assets in retirement plans. The move could unlock trillions in 401(k) investments and accelerate institutional crypto infrastructure.
The White House has cleared a Labor Department proposal that could broaden access to crypto-linked investments within 401(k) retirement plans. The move marks a regulatory green light to begin formal rulemaking, though protections and details remain to be worked out.
Fintech 401(k) platform Basic Capital will offer VanEck’s crypto ETFs to retirement plans, giving savers potential digital-asset exposure through familiar ETF wrappers. The move underscores growing acceptance of crypto in tax-advantaged accounts.
Indiana approved bitcoin and crypto investments for public retirement plans on March 5, 2026, becoming the first U.S. state to do so. The decision pairs access to BTC with new safeguards for payments, mining, custody and blockchain activity.
After a sudden $2 trillion crypto market rout, industry observers and policymakers are rethinking whether volatile digital assets belong in workplace retirement plans. The crash has reignited concerns over fiduciary duty and retiree protection.
SEC Chair Paul Atkins said the time is right to permit cryptocurrency in 401(k) retirement plans, noting necessary custody and valuation conditions are now in place. His support signals growing regulatory confidence that could open retirement accounts to digital-asset exposure.
Delaware Life has launched a first-of-its-kind fixed indexed annuity (FIA) that uses BlackRock’s IBIT as the underlying exposure while offering full principal protection, aiming to attract cautious, near-retirement investors.
Delaware Life has teamed with BlackRock to offer a fixed index annuity that provides Bitcoin-linked growth potential while aiming to preserve principal. The product is intended to blend upside from BTC with the downside protection typical of annuities.
Sen. Elizabeth Warren criticized a U.S. policy allowing cryptocurrencies in 401(k) and other defined‑contribution plans, warning Americans could "lose big" if safeguards are not put in place. Her remarks mark a sharp pushback that could spur regulatory and legislative scrutiny.