Delaware Life Adds Bitcoin Exposure to Fixed Annuities via BlackRock

Published at 2026-01-20 22:00:11

Delaware Life announced a partnership with BlackRock to introduce Bitcoin-linked growth potential inside a fixed index annuity (FIA). The structure aims to give policyholders upside tied to Bitcoin performance while maintaining the principal protection features of a traditional annuity, using BlackRock’s capabilities to provide the crypto exposure component.

This marks another step toward integrating crypto into conservative retirement vehicles, potentially broadening access to BTC for investors seeking managed exposure. It also underscores trade-offs investors should weigh: capped participation, fees, and product complexity can limit returns compared with direct ownership, and regulatory scrutiny of crypto-linked retirement offerings continues. Prospective buyers should review product terms and suitability with a financial advisor.

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