Teachers’ Union AFT Warns Crypto Bill Threatens U.S. Retirement Plans

Published at 2025-12-09 20:46:04

The American Federation of Teachers (AFT) has formally opposed the Senate Banking Committee’s crypto market structure bill, arguing it could jeopardize many Americans’ retirement savings. In a letter sent to Committee Chair Tim Scott and Ranking Member Elizabeth Warren and obtained by CNBC, the union warns of “profound risks” and asks lawmakers to reassess how the legislation would affect public and private pension funds. The AFT’s intervention heightens pressure on senators as the committee continues deliberations. The union says the bill lacks sufficient safeguards against volatility and operational risks that could flow into retirement accounts, and its stance may prompt other labor groups and institutional investors to push for stricter protections or amendments before any markup. The letter signals a potential policy flashpoint between consumer-protection advocates and proponents of faster crypto market development.

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