Fannie Mae is launching a mortgage product that accepts BTC and USDC as down payment collateral through a partnership with Coinbase and Better Home & Finance. The move marks a notable step toward integrating crypto into mainstream home finance.
Coinbase has teamed with Better, an approved mortgage seller with Fannie Mae, to introduce crypto‑backed home loans that let crypto holders use digital assets in the mortgage process. The move signals deeper integration between crypto platforms and traditional mortgage finance.