A senior European Central Bank policymaker warned that implementing a digital euro could shave €4–6 billion off European banks’ revenues over a four-year rollout. The estimate underscores potential disruption to bank business models as policymakers design the retail CBDC.
The IMF warned via its official X account that stablecoins carry inherent financial risks, with particular downside for weaker and emerging economies. The message raises fresh regulatory and stability concerns as stablecoin adoption grows.
South Korea's top financial regulator said Monday that Bithumb accidentally distributed over $40 billion in bitcoin to customers, highlighting operational gaps in the crypto market and the need for tougher oversight.
Economist Nouriel Roubini slammed the Trump administration’s second‑term pivot to crypto as “clueless,” “venal,” and a dangerous experiment, saying it plants legislative “time bombs” that could undermine U.S. financial stability. His comments escalate debate over how quickly policymakers should adopt crypto‑friendly rules.
A House of Lords inquiry has opened into stablecoins amid regulator warnings they could drain bank deposits and reshape payments. The Bank of England is simultaneously finalizing rules to treat large stablecoin issuers as systemically important.
South Korea has tightened licensing rules for crypto exchanges, giving regulators broader discretion to scrutinize major shareholders, financial stability risks, and internal controls. The move narrows market access and raises compliance expectations for platforms and investors.
Bank of America CEO Brian Moynihan warned on Jan. 15, 2026 that interest‑bearing stablecoins could siphon off trillions of dollars from bank deposits, risking banks’ ability to lend. The comment raises fresh questions about funding, regulation and financial stability.
Kazakh financial regulators say they blocked access to more than 1,000 online platforms offering crypto exchange services over the past year. The move is part of a push to build a formal regulatory framework and grow the licensed crypto market.
South Korea’s Digital Asset Exchange Alliance (DAXA) has firmly rejected the Financial Services Commission’s proposal to limit how much crypto users can hold on local exchanges. The move escalates tensions between regulators aiming to curb risk and an industry warning of unintended consequences.
An open letter from over 60 economists published on Jan. 12, 2026 urges EU lawmakers to implement an effective digital euro, warning that failure to act could cede control of Europe’s money to foreign or private payment systems. The signatories say a well‑designed CBDC is needed to preserve monetary sovereignty and the transmission of policy.