Lemon launches Bitcoin-backed Visa card to unlock peso credit for Argentines

Published at 2026-01-15 13:30:07

Lemon has introduced a Bitcoin-backed Visa credit card in Argentina that allows users to pledge BTC as collateral to access peso credit lines while retaining crypto ownership. Cardholders can lock up their Bitcoin instead of selling it, drawing a line of credit in pesos — a useful option in a market where inflation and currency controls make traditional credit harder to get.

The move matters because it provides immediate liquidity without forcing taxable disposals or losing exposure to BTC, offering a fresh tool for cash-strapped Argentines to manage daily expenses and bigger purchases. Wider adoption could pressure incumbents and prompt regulatory scrutiny over consumer protection and collateralized crypto lending, but for now the product highlights how crypto firms are tailoring services to local economic pain points.

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