Ripple Partners with Japan’s Largest Banks to Expand XRPL Adoption

Published at 2026-01-05 19:00:12

Ripple Labs has announced a strategic collaboration with some of Japan’s biggest financial institutions — including Mizuho Bank, SMBC Nikko, and Securitize Japan — to create a flagship innovation initiative focused on professionalizing the XRP Ledger (XRPL) ecosystem. The program aims to develop production-grade tooling, governance practices, and institutional workflows that make XRPL more attractive for banks, broker-dealers, and regulated service providers.

The partnership matters because Japan is a highly regulated, institutionally active market; endorsement from top banks could speed enterprise use cases such as cross-border payments, on-chain tokenization, and digital asset custody. While concrete product launches and timelines were not detailed, the move signals stronger institutional confidence in XRPL and could improve liquidity and real-world utility for XRP if execution and regulatory alignment proceed smoothly.

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