Bitcoin’s 30% Drop Becomes Tax Shield for Stock Gains

Published at 2025-12-26 18:30:12

Bitcoin’s roughly 30% slide from this year’s peak is painful for holders but useful for investors sitting on sizable stock gains: realized crypto losses can be used to offset capital gains and reduce taxable income. For investors who experienced big stock profits, selling BTC at a loss now is a straightforward way to harvest tax losses and rebalance portfolios while locking in immediate tax benefits. Tax treatment varies by jurisdiction and specifics matter — timing, reporting and potential reentry strategies can affect outcomes — so this isn’t a one-size-fits-all move. Some buyers may swap proceeds into stablecoins or other assets to maintain market exposure, while others will wait for a recovery. Consult a tax advisor or accountant to confirm how loss harvesting interacts with your filings and long-term strategy.

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