XRP Earns Academic Praise as Senate Draft Pushes Commodity Oversight
A new university study has given XRP high marks, calling it “Gold In Your Hands,” just as a bipartisan draft bill in the US Senate reopens the long‑running debate over whether XRP should be treated as a commodity or a security. The Market Structure Draft would split authority between regulators, assigning the Commodity Futures Trading Commission oversight of digital commodities such as XRP and Bitcoin while leaving traditional securities under the Securities and Exchange Commission.
The combination of academic praise and a bipartisan legislative push matters because regulatory classification shapes exchange listings, custody solutions and institutional appetite. If lawmakers adopt the draft language, market participants could see clearer compliance pathways and potentially wider access to XRP products, though the proposal still faces the legislative process and likely legal and political scrutiny. For now, the development adds fresh momentum to arguments for treating certain crypto tokens as commodities rather than securities.