Loans

Sberbank has issued a pilot loan to a Russian miner secured by cryptocurrency collateral, marking a first for the bank and the country. The move is being framed as an early step toward closer integration of digital assets with traditional finance.

The rise of Bitcoin loans is moving BTC from passive store-of-value to an actively deployed monetary asset, widening access and deepening markets. Active BTC lending increases collateralization and could tighten liquidity loops, strengthening institutional incentives to hold Bitcoin.