BitGo has introduced a portfolio-based lending platform that lets institutions borrow and lend against liquid, staked, and locked assets within a single custody account. The offering is designed to simplify collateral management and free up liquidity tied to staking and lockups.
Aave launched its v4 upgrade on Ethereum on March 30, 2026, following roughly two years of development. The release is intended to make the protocol more accessible and flexible for a broader range of lending and borrowing use cases, with a specific focus on real-world credit markets.
At a leading crypto conference, Morgan Stanley, TD Bank and Citi announced new Bitcoin trading, custody and lending strategies. The coordinated push signals growing institutional appetite and could widen access and liquidity for BTC.
Kraken has launched Flexline, a fixed-rate crypto loan product for Pro users offering 10–25% APR and terms up to two years. The feature lets users borrow against crypto collateral with predictable payments.
Coinbase has expanded its U.S. lending product to accept XRP, ADA and DOGE as collateral, letting customers borrow against popular altcoin holdings. The move broadens collateral options and offers another path to liquidity without selling assets.
Strike has lengthened the margin call recovery window and adjusted loan-to-value limits for its bitcoin-backed loans. The moves are intended to give borrowers more time to restore collateral as crypto markets remain volatile.
Sberbank, the first Russian bank to issue a loan backed by cryptocurrency, is moving to broaden lending products that accept digital assets as collateral. The expansion aims to integrate crypto into consumer and corporate credit offerings under a regulated bank framework.
The XRP Ledger has launched a suite of institutional DeFi tools — compliance modules, an institutional-grade lending protocol, and enhanced privacy features — aimed at banks and custodians. The announcement comes as XRP trades at $1.28 after a roughly 16% decline amid broader market softness.
Flare rolled out a major DeFi upgrade that lets XRP holders lend FXRP for yield or post it as collateral to borrow other assets, unlocking new on-chain utility and income options.
SBI VC Trade has expanded its crypto lending program to include XRP, SHIB, BTC and additional tokens, allowing users to earn interest by lending holdings. The Japan-based exchange arm of SBI Group said the move broadens on-platform earning options and could support market liquidity.