Bank of America now recommends a modest 1%–4% allocation to digital assets for suitable portfolios, framing crypto as a controlled way to gain exposure while managing volatility. The guidance signals growing mainstream acceptance of crypto within wealth-management strategies.
According to Yahoo, Bank of America will allow its wealthiest clients to buy Bitcoin ETFs and for the first time permit its network of advisers to recommend crypto exposure, with a 1–4% allocation guideline. The move signals broader institutional acceptance of BTC products.

JPMorgan Chase is planning to offer loans backed by cryptocurrencies like Bitcoin and Ethereum possibly by 2026, joining other major banks embracing digital assets. This move reflects growing adoption of crypto-friendly financial products supported by evolving regulations.