Bitwise CIO Predicts All Central Banks Will Hold Bitcoin by 2050

Published at 2026-02-23 14:46:00

Matt Hougan, Chief Investment Officer at Bitwise, pushed back on criticism from the founder of Sevens Reporter and said he expects all central banks to hold Bitcoin by 2050. Hougan presented the forecast as part of a broader debate over Bitcoin’s role beyond retail speculation, arguing that sovereign reserve portfolios will diversify into digital assets over the next few decades as regulatory frameworks and market infrastructure mature.

The prediction matters because central bank adoption would mark a structural shift in how governments store value and manage reserves, potentially increasing Bitcoin’s legitimacy and macroeconomic relevance. Hougan’s view reflects growing institutional interest and suggests a long-term adoption pathway rather than an immediate policy change; it also keeps the spotlight on regulatory responses and infrastructure upgrades needed for sovereign-level custody and risk management.

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