JPMorgan Debuts Tokenized Money Market Fund on Ethereum

Published at 2025-12-15 11:47:59

JPMorgan, the $4 trillion U.S. bank, has launched a tokenized money market fund on Ethereum, becoming the latest large financial institution to put a cash‑like product on-chain. The move follows similar offerings from BlackRock, Franklin Templeton and Fidelity, and represents another step toward mainstream asset tokenization; details on distribution and mechanics are still being rolled out publicly.

The launch matters because tokenized money market funds can speed settlement, enable programmable cash management and widen distribution channels for conservative institutional and retail investors. On-chain settlement could also increase short-term demand for ETH as the settlement and gas token, while regulators and custodial arrangements will remain closely watched as banks scale these products. For crypto markets, JPMorgan’s entry underscores deeper integration between traditional finance and Ethereum infrastructure rather than a passing experiment.

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