UK MPs Warn BoE Stablecoin Rules Could Drive Innovation Offshore

Published at 2025-12-12 13:15:13

Cross-party MPs and members of the House of Lords have written to Chancellor Rachel Reeves asking her to curb the Bank of England’s proposals for a regulatory regime targeting systemic stablecoins. Lawmakers say the draft rules are heavy-handed, could raise compliance costs for issuers, and may unintentionally drive projects, talent and capital to friendlier jurisdictions.

The debate matters because the UK has sought to position itself as a fintech hub; overly strict requirements for stablecoins risk undermining that goal while doing little to address genuine systemic risks, critics say. MPs call for a proportionate approach and greater engagement with industry and international regulators to keep oversight effective without stifling innovation or investment.

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