Saylor Urges Nation-States to Adopt Bitcoin-Backed Banking
Speaking in Abu Dhabi on December 8, 2025, MicroStrategy CEO Michael Saylor urged nation-states to consider holding Bitcoin reserves and using tokenized credit markets to offer regulated accounts with higher yields. He argued that combining on-chain collateral with regulated credit instruments could improve sovereign balance sheets and attract capital into formal banking channels while leveraging BTC's scarcity.
The proposal frames Bitcoin not just as an asset but as infrastructure for sovereign finance, but it raises clear policy questions: volatility, custody, AML/KYC compliance and the need for robust regulation of tokenized credit products. If adopted, Saylor said, the model could reshape reserve management and yield generation for governments, though central banks and regulators would need to address systemic risks before large-scale implementation.