European Banks Unveil Plans for Euro-Pegged Stablecoin

Published at 2025-12-02 10:15:49

Ten European banks — led by major incumbents such as ING and UniCredit — have established an Amsterdam-based company to issue a euro-pegged stablecoin aimed at competing with U.S. dollar-backed digital payment options. The move bundles institutional credibility and banking infrastructure behind a token designed for faster, cheaper cross-border payments and on‑chain settlement in euros.

This initiative matters because it could shift some payment activity away from dollar-centric stablecoins and private rails, strengthen the euro’s role in crypto payments, and prompt closer regulatory scrutiny in Europe. Market adoption, regulatory approvals and interoperability with existing banking systems will determine how quickly this bank-led token gains traction, but the project underscores growing institutional appetite to build Europe-native digital payment alternatives.

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