Revolut Lets Users Swap USD Directly With USDT and USDC at 1:1

Published at 2025-11-12 23:23:03

Revolut this week rolled out a new fiat-to-stablecoin conversion feature that allows customers to swap U.S. dollars for USDT or USDC at a 1:1 rate. The U.K. fintech says conversions come with “no spreads” and “straight-up price-matching,” making the transfers effectively parity swaps; standard fees kick in only once users exceed Revolut’s volume thresholds.

The move simplifies on- and off-ramping for retail users who want stablecoins for payments, remittances or DeFi access, and could lift liquidity for USDT and USDC within Revolut’s ecosystem. It also increases competitive pressure on exchanges and wallet providers to offer cleaner fiat–stablecoin rails, while regulators watching stablecoin flows may take renewed interest as mainstream apps expand direct fiat conversions.

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