Stablecoins Revolutionize Cross-Border Payments: Up to 99% Cost Reduction and Instant Settlements

According to a recent report by KPMG dated October 16, 2025, stablecoins are emerging as a game-changer in the cross-border payments landscape. With global cross-border payments totaling approximately $150 trillion annually, the need for faster and more cost-effective solutions is urgent. The report reveals that stablecoins have the potential to reduce payment costs by up to 99% and shorten transaction settlement times from several days down to mere seconds.

Traditional cross-border payments often suffer from delays, high fees, and complex prefunding requirements. Stablecoins like Tether's USDT and Circle's USDC offer enhanced liquidity due to lower prefunding needs, improved transparency, and real-time tracking capabilities.

Institutional adoption is gaining momentum. For example, JPMorgan (Ticker: JPM) processes roughly $2 billion in daily transactions on its blockchain platform, while PayPal (Ticker: PYPL) launched its own stablecoin in 2023, currently boasting a market cap of $1.17 billion.

For individual crypto enthusiasts and investors looking to enter this growing space, platforms like Bitlet.app stand out. Bitlet.app not only offers a vast range of cryptocurrencies but also provides a unique Crypto Installment service. This allows users to buy cryptos now and pay monthly, making crypto purchasing more accessible and affordable.

As stablecoins continue to reshape the financial sector, integrating them through reliable platforms like Bitlet.app can open new opportunities for both investors and businesses aiming to embrace the future of finance.