Ripple gains preliminary Luxembourg e-money approval, eyes MiCA passporting

Published at 2026-01-14 09:15:34

Ripple has secured preliminary approval for an e-money license in Luxembourg, a strategic foothold in the EU that complements its recent UK authorization. The move is positioned as a practical step toward compliance with the EU's Markets in Crypto-Assets (MiCA) framework and could help Ripple offer regulated payment and custody services to customers across member states.

While this is not full EU passporting yet, the Luxembourg approval strengthens Ripple's case for broader access once MiCA-related technical and supervisory requirements are finalized. For XRP markets and institutional partners, the development signals reduced regulatory friction in key jurisdictions and a clearer path to cross-border product rollout, though final licensing and operational details remain to be completed.

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