Brazil’s Gen Z Fuels Crypto Boom with Stablecoins and Income Tokens

Published at 2025-12-20 16:15:10

Brazil’s younger investors are behind a sharp rise in stablecoin use and tokenized fixed-income offerings, helping Mercado Bitcoin distribute $325 million in digital income products so far in 2025. Gen Z users cite easy mobile access, faster remittances and attractive yield profiles as reasons to park savings in stablecoins and income tokens rather than traditional short-term deposits.

The trend matters because it redirects retail liquidity into crypto-native instruments, prompting exchanges, wallets and regulators to adapt. Greater retail uptake could spur institutional product development and stronger infrastructure, but it also raises questions about consumer protection, liquidity management and stablecoin oversight as authorities in Brazil and beyond monitor growth. For investors, the market offers new yield options; for platforms, it’s a growth opportunity and a test of operational resilience.

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