Coinbase CEO Calls Traditional Finance 'Broken' as Young Investors Shift to Crypto

Published at 2025-12-17 13:30:11

Coinbase CEO Brian Armstrong publicly criticized the traditional finance system as "broken," framing cryptocurrencies and digital infrastructure as alternatives for younger investors. That stance comes alongside a Coinbase–Ipsos survey showing younger U.S. investors are trading more frequently, accepting greater risk, and dedicating a noticeably larger portion of their portfolios to crypto assets.

The trend matters because shifting behaviour among younger cohorts can reshape product demand, market liquidity, and how incumbents respond on regulation and innovation. For Coinbase, the survey bolsters its narrative of growing mainstream adoption and may influence its roadmap for custody, education, and retail products. Regulators and legacy firms will likely watch closely as these generational moves could accelerate structural change in how people save, invest, and access financial services.

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