Klarna Launches KlarnaUSD Stablecoin on Stripe’s Tempo for Internal Transfers
Klarna has introduced KlarnaUSD, a fiat‑pegged stablecoin, on Stripe’s Tempo blockchain to handle internal cross‑border payments between its entities. The deployment is focused on production-grade internal flows rather than customer wallets, enabling the company to test faster settlement, reduced FX friction, and streamlined reconciliation using tokenized fiat while keeping activity off public rails.
A public mainnet launch is targeted for 2026, subject to regulatory and operational milestones. The move is significant because a major payments and BNPL player adopting a native stablecoin could accelerate on‑chain fiat settlement adoption among merchants and payment processors, while also inviting closer regulatory scrutiny. Market participants should watch for technical details, pilot outcomes, and compliance updates as Klarna prepares for a potential wider rollout.