Cash App adds Lightning Network for dollar-to-BTC merchant payments

Published at 2025-11-13 12:26:55

Cash App will enable cash payments over the Lightning Network, allowing merchants to accept Bitcoin even when customers pay in US dollars. The app will handle the fiat payment on the customer side and settle to merchants via Lightning, combining instant, low-fee BTC rails with a fiat-friendly checkout experience.

The integration could lower friction for businesses that want Bitcoin exposure without forcing customers to use crypto wallets, while boosting Lightning traffic and faster settlement for merchants. By abstracting custody and conversion, Cash App is positioning itself to accelerate merchant crypto acceptance and make BTC rails more practical for everyday commerce, potentially nudging broader adoption of Bitcoin-based payments.

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