SoFi Launches SoFiUSD, First U.S. National Bank‑Issued Stablecoin

Published at 2025-12-18 13:15:10

SoFi Bank announced the launch of SoFiUSD, marking the first time a U.S. national bank has issued a stablecoin. The token is positioned for enterprise payments and treasury use, promising quicker settlement and on‑chain finality while operating under the bank’s oversight. SoFi frames SoFiUSD as a safer, more compliant option compared with existing crypto-native stablecoins.

The move is a regulatory and market milestone that could accelerate institutional on‑chain payment flows and push other banks to explore tokenized settlement rails. For enterprises, benefits may include faster cross‑border transfers, streamlined cash management and tighter compliance integration. Watch for how exchanges, custodians and corporate treasuries integrate SoFiUSD and whether competitors follow with their own bank-backed tokens.

SoFiStablecoinBankingCryptoRegulationEnterprise Payments

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Coinbase CEO Brian Armstrong said there is no clash with the White House and that talks remain ongoing as the industry works on proposals tied to the CLARITY market-structure bill. The focus is on ways to support community banks' role in crypto.

CoinbaseBrian ArmstrongCLARITYCommunity BanksRegulationUS Politics

Published at 2026-01-18 00:15:08

Georgia Orders Shutdown of Unlicensed Crypto ATMs

State authorities ordered Virtual Assets LLC to cease operations after the firm failed to demonstrate it was an authorized money transmitter. The action removes access to the company’s ATM network while regulators assess compliance.

Crypto ATMsRegulationVirtual Assets LLCGeorgiaCompliance

Published at 2026-01-17 21:45:06

Defiance Closes Ethereum ETF After Only Four Months

Miami-based Defiance ETFs announced Thursday it will close its Ethereum ETF after just four months on the market. The abrupt decision underscores mounting pressure in the competitive spot-ETH ETF landscape.

ETFCryptoMarketsEthereumDefiance

Published at 2026-01-17 18:15:09

Fed to Inject $55B in T-Bill Purchases, Boosting Crypto Market Optimism

The Federal Reserve will buy $55 billion in Treasury bills as it resumes expanding its balance sheet, fueling hopes that added liquidity could support a crypto market rally. Traders and analysts say the move may ease financial conditions and lift risk assets, including Bitcoin and Ethereum.

CryptoMarketsTreasury BillsFedLiquidity

Published at 2026-01-17 17:15:05

Texas, New Hampshire Lead U.S. Race to Put Bitcoin on State Balance Sheets

Texas and New Hampshire are among a growing number of U.S. states moving to add Bitcoin (BTC) to their balance sheets as Congress advances a federal crypto market structure bill. The actions signal rising state-level appetite for digital-asset exposure and could shape wider treasury practices.