Visa Begins USDC Stablecoin Trials to Speed Global Payouts
Visa has begun testing USDC stablecoin payouts, enabling U.S. businesses to originate payments in fiat while recipients can opt to receive funds directly in USD-backed stablecoins. The pilot targets faster settlement and simplified cross-border flows by leveraging tokenized dollars to move value more quickly than traditional banking rails.
The trial matters because it signals mainstream payment networks embracing crypto-native settlement tools, which could reduce costs and speed up remittances and corporate payouts. Practical hurdles remain — regulatory scrutiny, custody and on/off-ramp infrastructure — but Visa’s move could accelerate partnerships between card networks, banks and crypto firms, and push wider adoption of tokenized fiat in corporate and consumer payouts.