Bank of America Discloses Stake in XRP ETF, Deepens Ripple Ties
Bank of America revealed on Feb. 4, 2026 that it holds substantial exposure to XRP via an investment in an XRP exchange-traded fund, and said it is strengthening its partnership with Ripple to advance cross-border payments and the RLUSD stablecoin. The disclosure from one of the largest U.S. banks is notable because it connects a major legacy lender to Ripple’s ecosystem while indicating institutional exposure is being routed through regulated ETF vehicles rather than direct custody of tokens.
The announcement could bolster institutional confidence in XRP and Ripple’s payment products, potentially increasing demand for ETF shares and supporting RLUSD adoption in correspondent banking corridors. Exposure through an ETF can reduce custody and compliance frictions, but market participants will watch for details on stake size, trading activity and regulatory responses as banks and regulators continue to shape crypto integration in traditional finance.