Gary Gensler, SEC Chair, highlights risks cryptocurrencies pose to financial systems, focusing on altcoin trading and market manipulation. He discusses institutional adoption of XRP Ledger and Grayscale's Ether staking plans amid regulatory talks.
David Schwartz, Ripple's CTO since 2018, steps back to focus on personal projects and family as Dennis Jarosch takes over technical operations. Ripple continues to expand XRP Ledger's use cases beyond payments.