Crypto Policy

On January 27, 2023, the Federal Reserve introduced a policy restricting crypto-asset activities for uninsured state member banks, aligning their regulations closer to insured banks and limiting new crypto endeavors. This aims to standardize regulatory conditions across state-chartered banks and deter membership applications for crypto-focused services.

The Senate Banking Subcommittee held a hearing on February 26, 2025, focusing on bipartisan legislative frameworks for digital assets. Experts from legal, exchange, and academic fields shared insights to shape future crypto regulations. Related educational content on crypto policy is available from August 2025.

On July 10, 2025, Bitcoin reached a record $116,046.44, driven by institutional investors and new crypto-friendly policies under the Trump administration. Ethereum also saw gains, reflecting renewed confidence in crypto markets.