Gemini Launches XRP Edition Credit Card with Exciting Crypto Rewards

On August 25, 2025, Gemini announced the launch of the XRP Edition of its Credit Card, developed in collaboration with Ripple. This innovative credit card offers cardholders up to 4% back in XRP on gas expenses, electric vehicle (EV) charging, and rideshare services, 3% back on dining, 2% back on groceries, and 1% back on all other purchases. Additionally, select merchants provide up to 10% back on qualifying purchases for all Gemini Credit Card holders, making each purchase more rewarding.

Alongside this launch, Gemini is expanding the availability of Ripple USD (RLUSD) to U.S. customers. RLUSD, with a market cap exceeding $640 million, is now available as an optional base currency for all spot trading pairs on the Gemini platform. This expansion facilitates smoother trading experiences for users.

Notably, XRP rewards have seen significant growth, increasing by 453% for holders who retained their rewards for at least one year, as of July 27, 2025. This highlights the long-term value of opting for crypto-backed credit cards.

Tyler Winklevoss, Gemini CEO, emphasized that the credit card acts as a bridge to the future of finance, enabling users to integrate digital assets into everyday transactions seamlessly. Brad Garlinghouse, Ripple CEO, highlighted the growing desire for easier and more straightforward access to crypto, which this collaboration addresses.

For those interested in exploring flexible ways to acquire cryptocurrencies beyond one-time payments, platforms like Bitlet.app offer Crypto Installment services. Bitlet.app allows users to buy cryptos like XRP now and pay in affordable monthly installments, complementing Gemini's offerings for a holistic crypto experience.

Stay tuned as the crypto credit card space evolves, offering more rewarding and accessible options for crypto enthusiasts worldwide.