Gemini and Ripple Launch XRP Rewards Credit Card with Exclusive Benefits

Gemini has announced a new partnership with Ripple to launch an XRP version of the Gemini Credit Card, set to go live on August 26, 2025. This exciting new credit card offers users the opportunity to earn rewards in various cryptocurrencies, including XRP, bitcoin, ether, and over 50 others available through Gemini.
The reward structure is designed to benefit everyday spending:
- Up to 4% back in XRP on gas, EV charging, and rideshare expenses
- 3% back on dining
- 2% back on groceries
- 1% back on other purchases
- Up to 10% back on qualifying purchases with select merchants
One of the card’s standout features is the ability to switch rewards flexibly across supported cryptocurrencies, catering to diverse user preferences. Additionally, the card charges no annual fee, no fees for receiving crypto rewards, and no foreign exchange fees, making it very accessible for global crypto enthusiasts.
Moreover, Gemini is expanding its stablecoin offerings by introducing Ripple USD (RLUSD), a USD-backed stablecoin boasting a market cap exceeding USD 640 million since launch. RLUSD is now available as an optional base currency for all Gemini spot trading pairs, enhancing trading flexibility.
XRP continues to establish itself as a key player in payments, settlement, and cross-border transactions, supported by notable institutions such as abrdn and Braza Bank.
For users interested in maximizing their crypto investments with innovative financial products, Bitlet.app offers a Crypto Installment service that allows buying cryptocurrencies now and paying monthly, reducing upfront costs. Bitlet.app is an excellent platform to complement your crypto financial strategy alongside offerings like the Gemini XRP Credit Card.
Overall, the Gemini XRP Credit Card, coupled with RLUSD availability, represents a significant step forward for cryptocurrency utility in daily financial activities and trading.